Mid-market vs. what you receive
Every provider quotes against the same mid-market benchmark, then adds their own margin on top. That margin — not the headline fee — is usually where most of the cost hides.
Interbank mid-market rates · updated every 15 minutes · last checked —
Live exchange rates for 160+ currencies,
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One rate. No markup, no guesswork. The same mid-market benchmark used by banks and financial institutions — free to check any time.
Mid-market reference rate — the real rate before any provider adds their margin. See who to actually send with →
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Compare international transfer providers
We compare the mid-market rate against what each provider actually pays out on popular corridors — the gap between the two is where they make their money.
| Provider | Speed | Est. fee | Rate vs mid-market |
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Fee vs. rate markup
A "free transfer" with a poor exchange rate can cost more than a transfer with a small fee at the true mid-market rate. Always compare the total landed amount, not the headline fee.
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